Should You Pay for Your Adult Child’s Therapy?

My wife and I were able to spend some quality time last night with a few other couples, each of whom was grateful to spend a night away from tending to multiple young children [huge shout out to all you amazing grandparents out there!]. During our time together, one of the couples was sharing the story of their relationship, their struggles, their celebrations, and the things that have gotten them through to this point.

The wife, Melanie, recounted the difficulties faced in her childhood when her parents divorced, spent a few years apart, and then ultimately remarried. She also talked about the fears and insecurities that lingered after these experiences, as well as the many things that have kept her going and growing.

For several years, Melanie’s husband has been her rock. Her group of supportive friends and her faith community round out the supports many of us might similarly turn to in hard times. In addition to these people, however, she mentioned a support that many of us don’t often think to turn to: therapy.

Melanie shared how her experience in therapy helped her identify strengths to deal with fears, and find new ways to think about events so that they wouldn’t have as much power over her life and relationships.

Investing in Outcomes

But that’s not what struck me most last night. Perhaps the most unusual thing I heard last night was about how her therapy was paid for. Melanie’s therapy was paid for by her parents. And while it’s not entirely unusual for parents to pay for their child to go to therapy, it’s far less common for adults than for minors. But the thing that really jumped out at me was why her parents offered to pay for counseling.

They said that they felt responsible to help Melanie find healing from the damage that they caused through her witnessing their tumultuous relationship. What!? It was so touching to hear about how her parents, who had found healing for their own relationship, were willing to help their daughter pick up the pieces of a broken childhood to live a full and healthy adult life. They didn’t have to, but they showed humility and generosity and decided to help.

Melanie is an amazing mom, thoughtful friend, and deeply cares for everyone around her. I am personally grateful for her parents’ insight and eagerness to not only secure the health of their own marriage bond, but also to invest in Melanie, who continues to positively impact people like me.

What Are You Saving For?

Many parents spend a great deal of time worrying about how to help their kids pay for college. And yes, college can be pretty expensive. As as college professor, who spent 10 years in college and graduate school racking up loans, I can testify to what a tremendous stressor that can be on a student and their future family.

That said, if you are a parent and are starting to think about helping your kids pay for college, can I make one suggestion? In addition to talking to your financial advisor about starting a separate savings account or a tax-sheltered insurance/investment policy, start thinking about therapy. Paying for therapy may be a more meaningful gift than all the birthday and Christmas presents you ever give them combined!

But My Kids Are All Grown Up!

Whether your kid is 6 months old, 6 years old, or 6 minutes past his or her welcome in your house as an adult, I encourage you to consider thinking about whether your kid(s) might benefit from therapy at some point, and whether you’d be willing to help them out with that. If you don’t think you can afford both, at least help them to select a college with a great counseling center with easily accessible and free/inexpensive therapy for students.

Therapy often carries with it an unfortunate stigma. I tell my clients all the time that there’s nothing magical about therapy. Yes, I’ve spent 6 years in graduate training, several years teaching and researching what works best to help people, and have thousands of hours of experience helping people cope more effectively and improve their lives and relationships. But after all that, at its most basic, therapy is just two people in a room together, talking about life.

Be Part of the Healing

No parent is perfect. We’ve all had moments we wish we could take back. If you think your child needs healing from any parent-inflicted wounds, you’ve got an opportunity to be part of the repair process. And remember, we’re never too old to start healing.

If you happen to know that your child (even an adult child) is going through some rough times, whether they’re a minor or an adult, consider whether you might be able to pay for some professional help. That gesture alone may go a long way in healing ruptures in your relationship if you sense that you’ve caused them some grief over the years.

For families who have undergone particularly traumatic experiences, paying for therapy may even turn out to be a much greater investment in the child’s life than paying for college. After all, what good is a degree if they’re not emotionally and relationally healthy enough to use it!? And if you help them access both, all the better!

Be Awesome, Stay Humble!

I don’t know Melanie’s parents, but I’m grateful for their example. To all you hard-working parents out there, I salute you in your efforts to do one of the most thankless jobs on the planet. Here’s to doing our best to maximize the good, minimize the harm done, humbly and vulnerably admit when we have fallen short, and do what we can to help our kids find healing and repair moving forward.

Robert2 Dr. Robert Pate is a licensed Clinical Psychologist (PSY27089) practicing in Orange County, California. For more information about Dr. Pate’s practice, call 657-200-8080 or visit www.cavfamilytherapy.com.